Union Home Mortgage in Iowa vs the state
9.1%Denial rate-3.77 pts vs state
12.5%Decision denial rate-2.81 pts vs state
60.6%Origination rate-7.85 pts vs state
6.31%Median rate-0.19 pts vs state
0.33Rate spread (pts)+0.14 pts vs state
$68kMedian applicant income
40Loans originated
6Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 23 | 3.9% | 7.00% | #262 |
| 2024 | 36 | 27 | 0.0% | 6.88% | #239 |
| 2025 | 66 | 40 | 9.1% | 6.31% | #190 |
What Union Home Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Union Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worth County | 10 | 7 | 0 | 0.0% |
| Pottawattamie County | 8 | 2 | 1 | 12.5% |
| Polk County | 7 | 3 | 0 | 0.0% |
| Woodbury County | 7 | 2 | 4 | 57.1% |
| Winnebago County | 4 | 4 | 0 | 0.0% |
| Jasper County | 3 | 2 | 0 | 0.0% |
| Allamakee County | 2 | 1 | 0 | 0.0% |
| Des Moines County | 2 | 0 | 0 | 0.0% |
| Clayton County | 2 | 2 | 0 | 0.0% |
| Hardin County | 2 | 2 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 66 applications in 2025, of which 40 were originated and 6 denied.
9.1% of all applications, or 12.5% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Union Home Mortgage originated in Iowa in 2025 was 6.31%, against a statewide median of 6.50%.
About this data. Figures are Union Home Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology