Union Federal Savings and Loan Association in Illinois vs the state
10.0%Denial rate-7.12 pts vs state
11.8%Decision denial rate-9.92 pts vs state
71.7%Origination rate+12.93 pts vs state
—Median rate
—Rate spread (pts)
$66kMedian applicant income
43Loans originated
6Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 36 | 2.1% | — | #463 |
| 2024 | 49 | 34 | 12.2% | — | #452 |
| 2025 | 60 | 43 | 10.0% | — | #431 |
What Union Federal Savings and Loan Association lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Union Federal Savings and Loan Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Henry County | 47 | 33 | 6 | 12.8% |
| Whiteside County | 2 | 2 | 0 | 0.0% |
| Bureau County | 2 | 2 | 0 | 0.0% |
| Knox County | 2 | 1 | 0 | 0.0% |
| Peoria County | 2 | 1 | 0 | 0.0% |
| Stark County | 2 | 2 | 0 | 0.0% |
| Rock Island County | 2 | 1 | 0 | 0.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 60 applications in 2025, of which 43 were originated and 6 denied.
10.0% of all applications, or 11.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Union Federal Savings and Loan Association's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology