UniBank for Savings in Maine vs the state
14.3%Denial rate-2.04 pts vs state
20.0%Decision denial rate-0.08 pts vs state
57.1%Origination rate-5.03 pts vs state
6.00%Median rate-0.88 pts vs state
0.00Rate spread (pts)-0.32 pts vs state
$123kMedian applicant income
4Loans originated
1Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 26 | 13.5% | 6.87% | #122 |
| 2024 | 18 | 5 | 11.1% | 7.24% | #174 |
| 2025 | 7 | 4 | 14.3% | 6.00% | #244 |
What UniBank for Savings lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most UniBank for Savings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 5 | 3 | 1 | 20.0% |
| Somerset County | 1 | 0 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 7 applications in 2025, of which 4 were originated and 1 denied.
14.3% of all applications, or 20.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans UniBank for Savings originated in Maine in 2025 was 6.00%, against a statewide median of 6.88%.
About this data. Figures are UniBank for Savings's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology