UIF in Connecticut vs the state
23.1%Denial rate+5.68 pts vs state
30.0%Decision denial rate+8.41 pts vs state
53.9%Origination rate-6.53 pts vs state
6.38%Median rate-0.25 pts vs state
0.46Rate spread (pts)+0.22 pts vs state
$105kMedian applicant income
7Loans originated
3Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 13 | 14.3% | 6.99% | #275 |
| 2024 | 14 | 4 | 57.1% | 6.75% | #318 |
| 2025 | 13 | 7 | 23.1% | 6.38% | #347 |
What UIF lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most UIF applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 5 | 3 | 0 | 0.0% |
| 09120 | 3 | 0 | 3 | 100.0% |
| 09110 | 3 | 2 | 0 | 0.0% |
| 09170 | 1 | 1 | 0 | 0.0% |
| 09140 | 1 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 13 applications in 2025, of which 7 were originated and 3 denied.
23.1% of all applications, or 30.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans UIF originated in Connecticut in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are UIF's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology