Trustone Financial Credit Union in Florida vs the state
27.9%Denial rate+6.88 pts vs state
32.8%Decision denial rate+5.52 pts vs state
54.4%Origination rate+1.72 pts vs state
7.24%Median rate+0.62 pts vs state
0.19Rate spread (pts)-0.08 pts vs state
$151kMedian applicant income
37Loans originated
19Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 103 | 63 | 20.4% | 7.50% | #481 |
| 2024 | 73 | 34 | 23.3% | 7.42% | #531 |
| 2025 | 68 | 37 | 27.9% | 7.24% | #554 |
What Trustone Financial Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Trustone Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 9 | 5 | 3 | 33.3% |
| Brevard County | 8 | 6 | 0 | 0.0% |
| Orange County | 7 | 4 | 2 | 28.6% |
| Miami-Dade County | 7 | 3 | 2 | 28.6% |
| Hillsborough County | 6 | 3 | 1 | 16.7% |
| Sumter County | 6 | 5 | 1 | 16.7% |
| Charlotte County | 3 | 1 | 1 | 33.3% |
| Sarasota County | 3 | 1 | 1 | 33.3% |
| Collier County | 3 | 1 | 2 | 66.7% |
| Manatee County | 3 | 1 | 2 | 66.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 68 applications in 2025, of which 37 were originated and 19 denied.
27.9% of all applications, or 32.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Trustone Financial Credit Union originated in Florida in 2025 was 7.24%, against a statewide median of 6.63%.
About this data. Figures are Trustone Financial Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology