Trumark Financial Credit Union · Florida · 2025

Trumark Financial Credit Union in Florida: approval rate, denial rate and rates (2025)

Trumark Financial Credit Union took 23 mortgage applications in Florida in 2025, ranking #742 of 1,993 lenders active in the state. It originated 39.1% of them and denied 34.8% (44.4% of the applications it decided), against a statewide denial rate of 21.1%.

23Applicationsin FL
44.4%Decision denial ratestate 27.2%
6.74%Median ratestate 6.63%
$105,000Median loanstate $255,000
$1.4MVolume16 counties

Trumark Financial Credit Union in Florida vs the state

34.8%Denial rate+13.72 pts vs state
44.4%Decision denial rate+17.20 pts vs state
39.1%Origination rate-13.56 pts vs state
6.74%Median rate+0.12 pts vs state
-0.07Rate spread (pts)-0.34 pts vs state
$107kMedian applicant income
9Loans originated
8Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023311422.6%7.24%#728
2024391720.5%7.74%#648
202523934.8%6.74%#742

What Trumark Financial Credit Union lends in Florida

By loan purpose

Home purchase 1 4% · 0.0% denied
Refinance 1 4% · 100.0% denied
Home improvement 14 61% · 42.9% denied
Other / HELOC 7 30% · 14.3% denied

By loan type

Conventional 23 100% · 34.8% denied

Why it denied Florida applicants

Credit history 5 63%
Incomplete application 2 25%
Other 1 13%

Where in Florida

Counties with the most Trumark Financial Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 303 100.0%
Broward County 211 50.0%
Miami-Dade County 211 50.0%
Lake County 200 0.0%
Palm Beach County 211 50.0%
Volusia County 210 0.0%
Collier County 110 0.0%
Orange County 110 0.0%
Pasco County 110 0.0%
Marion County 100 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 23 applications in 2025, of which 9 were originated and 8 denied.

34.8% of all applications, or 44.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Trumark Financial Credit Union originated in Florida in 2025 was 6.74%, against a statewide median of 6.63%.

About this data. Figures are Trumark Financial Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology