Truliant Federal Credit Union in California vs the state
100.0%Denial rate+82.58 pts vs state
100.0%Decision denial rate+77.60 pts vs state
0.0%Origination rate-56.20 pts vs state
—Median rate
—Rate spread (pts)
$87kMedian applicant income
0Loans originated
11Denied
What Truliant Federal Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Truliant Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riverside County | 2 | 0 | 2 | 100.0% |
| San Bernardino County | 2 | 0 | 2 | 100.0% |
| Tehama County | 2 | 0 | 2 | 100.0% |
| Los Angeles County | 2 | 0 | 2 | 100.0% |
| Sonoma County | 1 | 0 | 1 | 100.0% |
| Monterey County | 1 | 0 | 1 | 100.0% |
| San Francisco County | 1 | 0 | 1 | 100.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 11 applications in 2025, of which 0 were originated and 11 denied.
100.0% of all applications, or 100.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Truliant Federal Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology