TruHome Solutions in North Carolina vs the state
21.1%Denial rate+2.99 pts vs state
26.7%Decision denial rate+3.85 pts vs state
57.9%Origination rate+0.08 pts vs state
6.50%Median rate0.00 pts vs state
0.42Rate spread (pts)+0.33 pts vs state
$79kMedian applicant income
11Loans originated
4Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 3 | 0.0% | 5.63% | #631 |
| 2024 | 24 | 8 | 29.2% | 6.63% | #483 |
| 2025 | 19 | 11 | 21.1% | 6.50% | #538 |
What TruHome Solutions lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most TruHome Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Forsyth County | 8 | 3 | 3 | 37.5% |
| Davidson County | 3 | 2 | 1 | 33.3% |
| Cleveland County | 2 | 1 | 0 | 0.0% |
| Johnston County | 1 | 1 | 0 | 0.0% |
| Swain County | 1 | 1 | 0 | 0.0% |
| Surry County | 1 | 1 | 0 | 0.0% |
| Gaston County | 1 | 1 | 0 | 0.0% |
| Davie County | 1 | 1 | 0 | 0.0% |
| Durham County | 1 | 0 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 19 applications in 2025, of which 11 were originated and 4 denied.
21.1% of all applications, or 26.7% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans TruHome Solutions originated in North Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are TruHome Solutions's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology