Triad Financial Services in Maryland vs the state
55.9%Denial rate+37.05 pts vs state
55.9%Decision denial rate+31.72 pts vs state
23.4%Origination rate-32.32 pts vs state
8.39%Median rate+1.77 pts vs state
2.68Rate spread (pts)+2.43 pts vs state
$65kMedian applicant income
80Loans originated
191Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 32 | 69.1% | 8.13% | #130 |
| 2024 | 229 | 52 | 52.8% | 8.75% | #140 |
| 2025 | 342 | 80 | 55.9% | 8.39% | #115 |
What Triad Financial Services lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 92 | 34 | 51 | 55.4% |
| Anne Arundel County | 89 | 19 | 55 | 61.8% |
| Baltimore County | 35 | 5 | 23 | 65.7% |
| Howard County | 33 | 8 | 17 | 51.5% |
| Washington County | 23 | 3 | 5 | 21.7% |
| Harford County | 16 | 2 | 10 | 62.5% |
| Cecil County | 11 | 4 | 5 | 45.5% |
| Wicomico County | 6 | 1 | 5 | 83.3% |
| Carroll County | 6 | 1 | 1 | 16.7% |
| Worcester County | 5 | 0 | 4 | 80.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 342 applications in 2025, of which 80 were originated and 191 denied.
55.9% of all applications, or 55.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Triad Financial Services originated in Maryland in 2025 was 8.39%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology