Transportation Federal Credit Union in Maryland vs the state
40.4%Denial rate+21.55 pts vs state
45.1%Decision denial rate+20.97 pts vs state
49.1%Origination rate-6.59 pts vs state
7.75%Median rate+1.13 pts vs state
1.60Rate spread (pts)+1.35 pts vs state
$144kMedian applicant income
28Loans originated
23Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 21 | 29.2% | 8.25% | #296 |
| 2024 | 74 | 33 | 27.0% | 8.50% | #256 |
| 2025 | 57 | 28 | 40.4% | 7.75% | #301 |
What Transportation Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Transportation Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 31 | 16 | 12 | 38.7% |
| Charles County | 9 | 5 | 4 | 44.4% |
| Montgomery County | 7 | 2 | 3 | 42.9% |
| Anne Arundel County | 4 | 1 | 3 | 75.0% |
| Howard County | 2 | 2 | 0 | 0.0% |
| Baltimore County | 1 | 1 | 0 | 0.0% |
| Dorchester County | 1 | 0 | 1 | 100.0% |
| Calvert County | 1 | 1 | 0 | 0.0% |
| Frederick County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 57 applications in 2025, of which 28 were originated and 23 denied.
40.4% of all applications, or 45.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Transportation Federal Credit Union originated in Maryland in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Transportation Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology