Toyota Financial Savings Bank · Florida · 2025

Toyota Financial Savings Bank in Florida: approval rate, denial rate and rates (2025)

Toyota Financial Savings Bank took 27 mortgage applications in Florida in 2025, ranking #708 of 1,993 lenders active in the state. It originated 70.4% of them and denied 11.1% (13.6% of the applications it decided), against a statewide denial rate of 21.1%.

27Applicationsin FL
13.6%Decision denial ratestate 27.2%
Median ratestate 6.63%
$785,000Median loanstate $255,000
$56MVolume16 counties

Toyota Financial Savings Bank in Florida vs the state

11.1%Denial rate-9.95 pts vs state
13.6%Decision denial rate-13.60 pts vs state
70.4%Origination rate+17.68 pts vs state
Median rate
Rate spread (pts)
$484kMedian applicant income
19Loans originated
3Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202315110.0%6.70%#890
2024171011.8%7.00%#806
2025271911.1%#708

What Toyota Financial Savings Bank lends in Florida

By loan purpose

Home purchase 23 85% · 13.0% denied
Cash-out refinance 4 15% · 0.0% denied

By loan type

Conventional 27 100% · 11.1% denied

Where in Florida

Counties with the most Toyota Financial Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Broward County 320 0.0%
Palm Beach County 330 0.0%
Sarasota County 310 0.0%
Collier County 220 0.0%
Pinellas County 201 50.0%
Duval County 220 0.0%
Lee County 220 0.0%
Orange County 220 0.0%
Citrus County 110 0.0%
Alachua County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 27 applications in 2025, of which 19 were originated and 3 denied.

11.1% of all applications, or 13.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology