Towne Mortgage in Arizona vs the state
7.6%Denial rate-8.61 pts vs state
8.0%Decision denial rate-12.41 pts vs state
73.3%Origination rate+13.85 pts vs state
6.13%Median rate-0.38 pts vs state
0.02Rate spread (pts)-0.20 pts vs state
$110kMedian applicant income
77Loans originated
8Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 50 | 14.3% | 6.49% | #262 |
| 2024 | 117 | 85 | 8.6% | 6.38% | #222 |
| 2025 | 105 | 77 | 7.6% | 6.13% | #237 |
What Towne Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 77 | 57 | 5 | 6.5% |
| Pinal County | 12 | 9 | 1 | 8.3% |
| Navajo County | 5 | 5 | 0 | 0.0% |
| Gila County | 3 | 1 | 0 | 0.0% |
| Pima County | 3 | 2 | 1 | 33.3% |
| Yavapai County | 2 | 2 | 0 | 0.0% |
| La Paz County | 1 | 0 | 1 | 100.0% |
| Coconino County | 1 | 0 | 0 | 0.0% |
| Cochise County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 105 applications in 2025, of which 77 were originated and 8 denied.
7.6% of all applications, or 8.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Towne Mortgage originated in Arizona in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology