Total Mortgage Services in South Carolina vs the state
1.6%Denial rate-16.67 pts vs state
2.1%Decision denial rate-21.34 pts vs state
75.4%Origination rate+18.80 pts vs state
6.88%Median rate+0.38 pts vs state
0.59Rate spread (pts)+0.37 pts vs state
$122kMedian applicant income
92Loans originated
2Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 33 | 3.6% | 6.88% | #309 |
| 2024 | 105 | 65 | 7.6% | 7.13% | #237 |
| 2025 | 122 | 92 | 1.6% | 6.88% | #234 |
What Total Mortgage Services lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Total Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 46 | 37 | 0 | 0.0% |
| Lexington County | 25 | 15 | 1 | 4.0% |
| Richland County | 18 | 11 | 1 | 5.6% |
| Newberry County | 8 | 8 | 0 | 0.0% |
| Horry County | 5 | 5 | 0 | 0.0% |
| Pickens County | 3 | 2 | 0 | 0.0% |
| Dorchester County | 3 | 3 | 0 | 0.0% |
| Lancaster County | 2 | 1 | 0 | 0.0% |
| Charleston County | 2 | 2 | 0 | 0.0% |
| Jasper County | 2 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 122 applications in 2025, of which 92 were originated and 2 denied.
1.6% of all applications, or 2.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Total Mortgage Services originated in South Carolina in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Total Mortgage Services's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology