Top Flite Financial in South Carolina vs the state
7.5%Denial rate-10.81 pts vs state
12.8%Decision denial rate-10.70 pts vs state
51.3%Origination rate-5.36 pts vs state
6.88%Median rate+0.38 pts vs state
1.46Rate spread (pts)+1.24 pts vs state
$66kMedian applicant income
82Loans originated
12Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 208 | 107 | 9.6% | 6.75% | #159 |
| 2024 | 155 | 73 | 22.6% | 6.99% | #193 |
| 2025 | 160 | 82 | 7.5% | 6.88% | #200 |
What Top Flite Financial lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 20 | 8 | 1 | 5.0% |
| Greenville County | 15 | 7 | 1 | 6.7% |
| Horry County | 13 | 9 | 0 | 0.0% |
| Spartanburg County | 10 | 5 | 0 | 0.0% |
| Florence County | 10 | 5 | 1 | 10.0% |
| Lexington County | 9 | 6 | 1 | 11.1% |
| Anderson County | 8 | 7 | 0 | 0.0% |
| York County | 8 | 5 | 1 | 12.5% |
| Charleston County | 7 | 2 | 1 | 14.3% |
| Marion County | 5 | 1 | 1 | 20.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 160 applications in 2025, of which 82 were originated and 12 denied.
7.5% of all applications, or 12.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Top Flite Financial originated in South Carolina in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology