Top Flite Financial in Indiana vs the state
7.1%Denial rate-9.49 pts vs state
11.4%Decision denial rate-8.78 pts vs state
54.3%Origination rate-8.00 pts vs state
6.75%Median rate0.00 pts vs state
1.55Rate spread (pts)+1.19 pts vs state
$69kMedian applicant income
115Loans originated
15Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 286 | 148 | 10.5% | 6.75% | #144 |
| 2024 | 190 | 113 | 15.3% | 6.99% | #193 |
| 2025 | 212 | 115 | 7.1% | 6.75% | #192 |
What Top Flite Financial lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 27 | 18 | 2 | 7.4% |
| Marion County | 21 | 8 | 3 | 14.3% |
| Vanderburgh County | 10 | 5 | 1 | 10.0% |
| Madison County | 10 | 5 | 0 | 0.0% |
| LaPorte County | 8 | 5 | 0 | 0.0% |
| Elkhart County | 6 | 2 | 1 | 16.7% |
| Hendricks County | 5 | 4 | 0 | 0.0% |
| Clark County | 5 | 4 | 1 | 20.0% |
| Noble County | 5 | 3 | 0 | 0.0% |
| Porter County | 5 | 1 | 2 | 40.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 212 applications in 2025, of which 115 were originated and 15 denied.
7.1% of all applications, or 11.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Top Flite Financial originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology