Toll Brothers Mortgage in Utah vs the state
11.7%Denial rate-4.26 pts vs state
13.3%Decision denial rate-5.93 pts vs state
41.5%Origination rate-21.75 pts vs state
6.38%Median rate-0.25 pts vs state
0.06Rate spread (pts)-0.18 pts vs state
$224kMedian applicant income
39Loans originated
11Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 105 | 19 | 7.6% | 5.63% | #125 |
| 2024 | 88 | 27 | 8.0% | 6.75% | #138 |
| 2025 | 94 | 39 | 11.7% | 6.38% | #134 |
What Toll Brothers Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Toll Brothers Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Utah County | 40 | 16 | 3 | 7.5% |
| Salt Lake County | 29 | 11 | 6 | 20.7% |
| Wasatch County | 20 | 8 | 2 | 10.0% |
| Washington County | 4 | 3 | 0 | 0.0% |
| Davis County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 94 applications in 2025, of which 39 were originated and 11 denied.
11.7% of all applications, or 13.3% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Toll Brothers Mortgage originated in Utah in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology