Toll Brothers Mortgage in Florida vs the state
8.6%Denial rate-12.42 pts vs state
9.5%Decision denial rate-17.70 pts vs state
60.5%Origination rate+7.85 pts vs state
6.38%Median rate-0.25 pts vs state
-0.05Rate spread (pts)-0.32 pts vs state
$191kMedian applicant income
715Loans originated
102Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,056 | 489 | 8.4% | 6.25% | #144 |
| 2024 | 1,075 | 555 | 7.0% | 6.49% | #146 |
| 2025 | 1,181 | 715 | 8.6% | 6.38% | #136 |
What Toll Brothers Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Toll Brothers Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Johns County | 339 | 224 | 24 | 7.1% |
| Orange County | 285 | 166 | 33 | 11.6% |
| Sarasota County | 106 | 60 | 10 | 9.4% |
| Charlotte County | 82 | 47 | 6 | 7.3% |
| Collier County | 68 | 34 | 6 | 8.8% |
| Seminole County | 60 | 34 | 6 | 10.0% |
| Palm Beach County | 44 | 24 | 1 | 2.3% |
| Manatee County | 38 | 27 | 6 | 15.8% |
| Bay County | 37 | 25 | 2 | 5.4% |
| Hillsborough County | 29 | 19 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,181 applications in 2025, of which 715 were originated and 102 denied.
8.6% of all applications, or 9.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Toll Brothers Mortgage originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology