Toll Brothers Mortgage in California vs the state
13.0%Denial rate-4.38 pts vs state
16.7%Decision denial rate-5.73 pts vs state
36.5%Origination rate-19.68 pts vs state
6.49%Median rate-0.13 pts vs state
0.03Rate spread (pts)-0.24 pts vs state
$276kMedian applicant income
168Loans originated
60Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 502 | 87 | 16.7% | 6.13% | #225 |
| 2024 | 470 | 145 | 10.4% | 6.50% | #253 |
| 2025 | 460 | 168 | 13.0% | 6.49% | #269 |
What Toll Brothers Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Toll Brothers Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sacramento County | 135 | 65 | 10 | 7.4% |
| Los Angeles County | 84 | 16 | 24 | 28.6% |
| Santa Clara County | 78 | 25 | 5 | 6.4% |
| San Diego County | 43 | 19 | 2 | 4.7% |
| Orange County | 41 | 12 | 10 | 24.4% |
| San Joaquin County | 26 | 13 | 2 | 7.7% |
| Placer County | 18 | 4 | 5 | 27.8% |
| El Dorado County | 15 | 6 | 0 | 0.0% |
| Riverside County | 13 | 4 | 2 | 15.4% |
| Alameda County | 5 | 3 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 460 applications in 2025, of which 168 were originated and 60 denied.
13.0% of all applications, or 16.7% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Toll Brothers Mortgage originated in California in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology