Tidewater Mortgage Services in South Carolina vs the state
4.1%Denial rate-14.22 pts vs state
5.6%Decision denial rate-17.91 pts vs state
69.5%Origination rate+12.91 pts vs state
6.63%Median rate+0.13 pts vs state
0.23Rate spread (pts)+0.01 pts vs state
$122kMedian applicant income
187Loans originated
11Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 236 | 200 | 1.7% | 6.56% | #144 |
| 2024 | 264 | 211 | 4.2% | 6.75% | #140 |
| 2025 | 269 | 187 | 4.1% | 6.63% | #152 |
What Tidewater Mortgage Services lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Tidewater Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 252 | 176 | 8 | 3.2% |
| Beaufort County | 3 | 2 | 0 | 0.0% |
| Richland County | 3 | 2 | 1 | 33.3% |
| Kershaw County | 2 | 1 | 0 | 0.0% |
| Williamsburg County | 2 | 0 | 2 | 100.0% |
| Georgetown County | 2 | 2 | 0 | 0.0% |
| Berkeley County | 2 | 2 | 0 | 0.0% |
| Greenville County | 1 | 1 | 0 | 0.0% |
| Sumter County | 1 | 1 | 0 | 0.0% |
| Fairfield County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 269 applications in 2025, of which 187 were originated and 11 denied.
4.1% of all applications, or 5.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Tidewater Mortgage Services originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Tidewater Mortgage Services's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology