Third Federal Savings and Loan Association of Cleveland in South Carolina vs the state
34.5%Denial rate+16.20 pts vs state
38.3%Decision denial rate+14.82 pts vs state
53.4%Origination rate-3.20 pts vs state
6.99%Median rate+0.49 pts vs state
-0.23Rate spread (pts)-0.45 pts vs state
$130kMedian applicant income
243Loans originated
157Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 296 | 116 | 46.3% | 7.59% | #126 |
| 2025 | 455 | 243 | 34.5% | 6.99% | #106 |
What Third Federal Savings and Loan Association of Cleveland lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Third Federal Savings and Loan Association of Cleveland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 67 | 36 | 21 | 31.3% |
| York County | 62 | 38 | 17 | 27.4% |
| Horry County | 50 | 28 | 10 | 20.0% |
| Greenville County | 48 | 21 | 24 | 50.0% |
| Beaufort County | 27 | 13 | 9 | 33.3% |
| Spartanburg County | 25 | 12 | 12 | 48.0% |
| Lexington County | 23 | 13 | 6 | 26.1% |
| Lancaster County | 22 | 12 | 9 | 40.9% |
| Richland County | 19 | 9 | 8 | 42.1% |
| Anderson County | 18 | 9 | 7 | 38.9% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 455 applications in 2025, of which 243 were originated and 157 denied.
34.5% of all applications, or 38.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Third Federal Savings and Loan Association of Cleveland originated in South Carolina in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Third Federal Savings and Loan Association of Cleveland's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology