Think Mutual Bank in Illinois vs the state
35.3%Denial rate+18.17 pts vs state
38.7%Decision denial rate+17.03 pts vs state
55.9%Origination rate-2.86 pts vs state
6.69%Median rate-0.06 pts vs state
0.34Rate spread (pts)-0.04 pts vs state
$156kMedian applicant income
19Loans originated
12Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 19 | 7.4% | 6.89% | #551 |
| 2024 | 28 | 16 | 25.0% | 6.99% | #540 |
| 2025 | 34 | 19 | 35.3% | 6.69% | #519 |
What Think Mutual Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Think Mutual Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 19 | 10 | 7 | 36.8% |
| DuPage County | 7 | 3 | 4 | 57.1% |
| Will County | 3 | 2 | 0 | 0.0% |
| Winnebago County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 0 | 1 | 100.0% |
| Champaign County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| LaSalle County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 34 applications in 2025, of which 19 were originated and 12 denied.
35.3% of all applications, or 38.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Think Mutual Bank originated in Illinois in 2025 was 6.69%, against a statewide median of 6.75%.
About this data. Figures are Think Mutual Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology