The Union Bank in Oregon vs the state
42.9%Denial rate+27.55 pts vs state
50.0%Decision denial rate+30.84 pts vs state
42.9%Origination rate-17.76 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
3Loans originated
3Denied
What The Union Bank lends in Oregon
By loan purpose
By loan type
Where in Oregon
Counties with the most The Union Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 3 | 1 | 1 | 33.3% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Deschutes County | 1 | 0 | 1 | 100.0% |
| Crook County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 7 applications in 2025, of which 3 were originated and 3 denied.
42.9% of all applications, or 50.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Union Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology