The Security National Bank of Enid in Oklahoma vs the state
3.9%Denial rate-14.07 pts vs state
3.9%Decision denial rate-18.97 pts vs state
93.6%Origination rate+37.49 pts vs state
—Median rate
—Rate spread (pts)
$96kMedian applicant income
73Loans originated
3Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 50 | 7.1% | — | #214 |
| 2024 | 86 | 76 | 1.2% | — | #186 |
| 2025 | 78 | 73 | 3.9% | — | #216 |
What The Security National Bank of Enid lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most The Security National Bank of Enid applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garfield County | 60 | 56 | 2 | 3.3% |
| Oklahoma County | 5 | 5 | 0 | 0.0% |
| Major County | 3 | 2 | 1 | 33.3% |
| Grant County | 2 | 2 | 0 | 0.0% |
| Payne County | 2 | 2 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Alfalfa County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Kingfisher County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 78 applications in 2025, of which 73 were originated and 3 denied.
3.9% of all applications, or 3.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Security National Bank of Enid's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology