The Huntington National Bank in Virginia vs the state
2.7%Denial rate-13.24 pts vs state
3.8%Decision denial rate-16.48 pts vs state
68.9%Origination rate+9.40 pts vs state
6.50%Median rate-0.13 pts vs state
0.19Rate spread (pts)-0.03 pts vs state
$237kMedian applicant income
51Loans originated
2Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 84 | 6.7% | 6.54% | #241 |
| 2024 | 77 | 47 | 10.4% | 7.00% | #307 |
| 2025 | 74 | 51 | 2.7% | 6.50% | #318 |
What The Huntington National Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince William County | 8 | 6 | 0 | 0.0% |
| Chesterfield County | 7 | 5 | 0 | 0.0% |
| Fairfax County | 7 | 5 | 1 | 14.3% |
| Henrico County | 6 | 5 | 0 | 0.0% |
| Loudoun County | 6 | 4 | 0 | 0.0% |
| Arlington County | 3 | 2 | 0 | 0.0% |
| Louisa County | 2 | 1 | 0 | 0.0% |
| Wythe County | 2 | 2 | 0 | 0.0% |
| Roanoke County | 2 | 2 | 0 | 0.0% |
| Newport News city | 2 | 2 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 74 applications in 2025, of which 51 were originated and 2 denied.
2.7% of all applications, or 3.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans The Huntington National Bank originated in Virginia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology