The Huntington National Bank in Idaho vs the state
5.3%Denial rate-9.19 pts vs state
6.3%Decision denial rate-11.27 pts vs state
73.7%Origination rate+10.66 pts vs state
6.63%Median rate0.00 pts vs state
0.37Rate spread (pts)+0.22 pts vs state
$345kMedian applicant income
14Loans originated
1Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 27 | 3.3% | 6.50% | #174 |
| 2024 | 20 | 18 | 0.0% | 6.88% | #217 |
| 2025 | 19 | 14 | 5.3% | 6.63% | #227 |
What The Huntington National Bank lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 11 | 9 | 0 | 0.0% |
| Jefferson County | 2 | 0 | 1 | 50.0% |
| Bannock County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Lemhi County | 1 | 1 | 0 | 0.0% |
| Kootenai County | 1 | 1 | 0 | 0.0% |
| Valley County | 1 | 1 | 0 | 0.0% |
| Bonneville County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 19 applications in 2025, of which 14 were originated and 1 denied.
5.3% of all applications, or 6.3% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans The Huntington National Bank originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology