The Huntington National Bank in California vs the state
8.3%Denial rate-9.09 pts vs state
11.1%Decision denial rate-11.29 pts vs state
66.7%Origination rate+10.47 pts vs state
6.55%Median rate-0.08 pts vs state
0.28Rate spread (pts)+0.01 pts vs state
$420kMedian applicant income
32Loans originated
4Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 55 | 14.1% | 6.50% | #465 |
| 2024 | 50 | 28 | 8.0% | 7.31% | #529 |
| 2025 | 48 | 32 | 8.3% | 6.55% | #526 |
What The Huntington National Bank lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 13 | 6 | 3 | 23.1% |
| San Diego County | 5 | 4 | 0 | 0.0% |
| Riverside County | 5 | 2 | 0 | 0.0% |
| Sonoma County | 3 | 3 | 0 | 0.0% |
| Santa Clara County | 2 | 2 | 0 | 0.0% |
| San Francisco County | 2 | 1 | 1 | 50.0% |
| Alameda County | 2 | 2 | 0 | 0.0% |
| Contra Costa County | 2 | 1 | 0 | 0.0% |
| Fresno County | 2 | 1 | 0 | 0.0% |
| Sacramento County | 2 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 48 applications in 2025, of which 32 were originated and 4 denied.
8.3% of all applications, or 11.1% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans The Huntington National Bank originated in California in 2025 was 6.55%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology