The First National Bank of Raymond in Illinois vs the state
14.3%Denial rate-2.83 pts vs state
14.3%Decision denial rate-7.39 pts vs state
85.7%Origination rate+26.97 pts vs state
7.75%Median rate+1.00 pts vs state
1.99Rate spread (pts)+1.61 pts vs state
$81kMedian applicant income
30Loans originated
5Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 36 | 7.5% | 7.00% | #489 |
| 2024 | 37 | 35 | 0.0% | 8.00% | #492 |
| 2025 | 35 | 30 | 14.3% | 7.75% | #509 |
What The First National Bank of Raymond lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most The First National Bank of Raymond applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Macoupin County | 11 | 8 | 3 | 27.3% |
| Christian County | 11 | 10 | 1 | 9.1% |
| Sangamon County | 7 | 7 | 0 | 0.0% |
| Montgomery County | 6 | 5 | 1 | 16.7% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 35 applications in 2025, of which 30 were originated and 5 denied.
14.3% of all applications, or 14.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans The First National Bank of Raymond originated in Illinois in 2025 was 7.75%, against a statewide median of 6.75%.
About this data. Figures are The First National Bank of Raymond's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology