The First National Bank of Hutchinson in Colorado vs the state
7.1%Denial rate-8.49 pts vs state
7.7%Decision denial rate-11.97 pts vs state
85.7%Origination rate+25.69 pts vs state
—Median rate
—Rate spread (pts)
$65kMedian applicant income
12Loans originated
1Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 6 | 0.0% | — | #603 |
| 2024 | 12 | 12 | 0.0% | — | #472 |
| 2025 | 14 | 12 | 7.1% | — | #465 |
What The First National Bank of Hutchinson lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most The First National Bank of Hutchinson applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fremont County | 7 | 6 | 1 | 14.3% |
| Custer County | 3 | 3 | 0 | 0.0% |
| Routt County | 2 | 1 | 0 | 0.0% |
| Rio Grande County | 1 | 1 | 0 | 0.0% |
| Conejos County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 14 applications in 2025, of which 12 were originated and 1 denied.
7.1% of all applications, or 7.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The First National Bank of Hutchinson's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology