The Dart Bank in Indiana vs the state
7.8%Denial rate-8.76 pts vs state
8.3%Decision denial rate-11.81 pts vs state
81.3%Origination rate+19.00 pts vs state
6.63%Median rate-0.13 pts vs state
0.22Rate spread (pts)-0.14 pts vs state
$88kMedian applicant income
52Loans originated
5Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 20.0% | 6.94% | #610 |
| 2024 | 6 | 4 | 16.7% | 5.88% | #580 |
| 2025 | 64 | 52 | 7.8% | 6.63% | #322 |
What The Dart Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most The Dart Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 23 | 18 | 2 | 8.7% |
| Hamilton County | 9 | 8 | 0 | 0.0% |
| Madison County | 6 | 5 | 0 | 0.0% |
| Clark County | 6 | 5 | 1 | 16.7% |
| Allen County | 4 | 4 | 0 | 0.0% |
| Lake County | 2 | 1 | 0 | 0.0% |
| Floyd County | 2 | 1 | 1 | 50.0% |
| Hancock County | 2 | 1 | 0 | 0.0% |
| Howard County | 2 | 2 | 0 | 0.0% |
| Elkhart County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 64 applications in 2025, of which 52 were originated and 5 denied.
7.8% of all applications, or 8.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans The Dart Bank originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are The Dart Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology