The Conway National Bank · South Carolina · 2025

The Conway National Bank in South Carolina: approval rate, denial rate and rates (2025)

The Conway National Bank took 330 mortgage applications in South Carolina in 2025, ranking #131 of 1,143 lenders active in the state. It originated 97.3% of them and denied 2.4% (2.4% of the applications it decided), against a statewide denial rate of 18.3%.

330Applicationsin SC
2.4%Decision denial ratestate 23.5%
Median ratestate 6.50%
$135,000Median loanstate $225,000
$79MVolume9 counties

The Conway National Bank in South Carolina vs the state

2.4%Denial rate-15.89 pts vs state
2.4%Decision denial rate-21.05 pts vs state
97.3%Origination rate+40.66 pts vs state
Median rate
Rate spread (pts)
$105kMedian applicant income
321Loans originated
8Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232772663.3%#127
20243233055.0%#120
20253303212.4%#131

What The Conway National Bank lends in South Carolina

By loan purpose

Home purchase 157 48% · 0.6% denied
Refinance 134 41% · 3.0% denied
Home improvement 28 8% · 0.0% denied
Other / HELOC 11 3% · 27.3% denied

By loan type

Conventional 330 100% · 2.4% denied

Why it denied South Carolina applicants

Credit history 3 38%
Debt-to-income ratio 2 25%
Other 2 25%
Employment history 1 13%

Where in South Carolina

Counties with the most The Conway National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Horry County 2842776 2.1%
Georgetown County 29272 6.9%
Marion County 770 0.0%
Richland County 550 0.0%
Charleston County 110 0.0%
Dillon County 110 0.0%
Oconee County 110 0.0%
Clarendon County 110 0.0%
Darlington County 110 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 330 applications in 2025, of which 321 were originated and 8 denied.

2.4% of all applications, or 2.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Conway National Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology