Texana Bank in Nebraska vs the state
17.9%Denial rate+5.33 pts vs state
35.7%Decision denial rate+20.57 pts vs state
28.6%Origination rate-38.71 pts vs state
6.19%Median rate-0.44 pts vs state
-0.31Rate spread (pts)-0.53 pts vs state
$96kMedian applicant income
8Loans originated
5Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 0 | 9.1% | — | #213 |
| 2024 | 15 | 1 | 0.0% | 8.00% | #192 |
| 2025 | 28 | 8 | 17.9% | 6.19% | #182 |
What Texana Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sarpy County | 9 | 2 | 2 | 22.2% |
| Douglas County | 5 | 3 | 0 | 0.0% |
| Platte County | 2 | 0 | 1 | 50.0% |
| Howard County | 2 | 0 | 1 | 50.0% |
| Lancaster County | 2 | 0 | 1 | 50.0% |
| Adams County | 1 | 0 | 0 | 0.0% |
| Frontier County | 1 | 0 | 0 | 0.0% |
| Kearney County | 1 | 0 | 0 | 0.0% |
| Box Butte County | 1 | 0 | 0 | 0.0% |
| Buffalo County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 28 applications in 2025, of which 8 were originated and 5 denied.
17.9% of all applications, or 35.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Texana Bank originated in Nebraska in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology