Texana Bank in Minnesota vs the state
1.8%Denial rate-11.85 pts vs state
3.7%Decision denial rate-12.65 pts vs state
36.8%Origination rate-29.53 pts vs state
6.75%Median rate+0.13 pts vs state
0.27Rate spread (pts)+0.02 pts vs state
$91kMedian applicant income
21Loans originated
1Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 0 | 40.0% | — | #382 |
| 2024 | 25 | 8 | 4.0% | 6.75% | #361 |
| 2025 | 57 | 21 | 1.8% | 6.75% | #281 |
What Texana Bank lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 12 | 7 | 0 | 0.0% |
| Dakota County | 5 | 3 | 0 | 0.0% |
| Ramsey County | 5 | 4 | 1 | 20.0% |
| Anoka County | 4 | 0 | 0 | 0.0% |
| Washington County | 4 | 2 | 0 | 0.0% |
| St. Louis County | 3 | 0 | 0 | 0.0% |
| Sherburne County | 3 | 1 | 0 | 0.0% |
| Stearns County | 3 | 1 | 0 | 0.0% |
| Wabasha County | 2 | 2 | 0 | 0.0% |
| Cass County | 2 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 57 applications in 2025, of which 21 were originated and 1 denied.
1.8% of all applications, or 3.7% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Texana Bank originated in Minnesota in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology