Teachers Federal Credit Union in Maryland vs the state
20.0%Denial rate+1.20 pts vs state
33.3%Decision denial rate+9.20 pts vs state
40.0%Origination rate-15.71 pts vs state
5.81%Median rate-0.82 pts vs state
0.31Rate spread (pts)+0.06 pts vs state
$139kMedian applicant income
4Loans originated
2Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 7 | 15.4% | 7.13% | #452 |
| 2024 | 6 | 4 | 0.0% | 7.87% | #532 |
| 2025 | 10 | 4 | 20.0% | 5.81% | #470 |
What Teachers Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Teachers Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 2 | 1 | 1 | 50.0% |
| Baltimore city | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| Prince George's County | 1 | 0 | 0 | 0.0% |
| Baltimore County | 1 | 1 | 0 | 0.0% |
| Calvert County | 1 | 0 | 1 | 100.0% |
| Charles County | 1 | 1 | 0 | 0.0% |
| Anne Arundel County | 1 | 0 | 0 | 0.0% |
| Frederick County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 10 applications in 2025, of which 4 were originated and 2 denied.
20.0% of all applications, or 33.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Teachers Federal Credit Union originated in Maryland in 2025 was 5.81%, against a statewide median of 6.63%.
About this data. Figures are Teachers Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology