TD Bank in Maryland vs the state
29.4%Denial rate+10.63 pts vs state
38.4%Decision denial rate+14.25 pts vs state
46.0%Origination rate-9.70 pts vs state
7.59%Median rate+0.96 pts vs state
0.41Rate spread (pts)+0.16 pts vs state
$155kMedian applicant income
444Loans originated
284Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,291 | 672 | 32.2% | 7.79% | #36 |
| 2024 | 1,149 | 552 | 32.1% | 8.34% | #46 |
| 2025 | 965 | 444 | 29.4% | 7.59% | #56 |
What TD Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most TD Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 335 | 163 | 86 | 25.7% |
| Prince George's County | 222 | 73 | 91 | 41.0% |
| Anne Arundel County | 74 | 38 | 23 | 31.1% |
| Howard County | 67 | 41 | 16 | 23.9% |
| Baltimore city | 57 | 24 | 21 | 36.8% |
| Baltimore County | 57 | 25 | 19 | 33.3% |
| Frederick County | 44 | 24 | 7 | 15.9% |
| Harford County | 22 | 10 | 3 | 13.6% |
| Worcester County | 15 | 9 | 0 | 0.0% |
| Washington County | 11 | 3 | 7 | 63.6% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 965 applications in 2025, of which 444 were originated and 284 denied.
29.4% of all applications, or 38.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans TD Bank originated in Maryland in 2025 was 7.59%, against a statewide median of 6.63%.
About this data. Figures are TD Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology