Taylorsville Savings Bank in North Carolina vs the state
11.4%Denial rate-6.71 pts vs state
11.6%Decision denial rate-11.23 pts vs state
78.7%Origination rate+20.91 pts vs state
—Median rate
—Rate spread (pts)
$120kMedian applicant income
111Loans originated
16Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 104 | 5.0% | — | #260 |
| 2024 | 112 | 88 | 8.0% | — | #290 |
| 2025 | 141 | 111 | 11.4% | — | #277 |
What Taylorsville Savings Bank lends in North Carolina
By loan purpose
By loan type
Where in North Carolina
Counties with the most Taylorsville Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Alexander County | 46 | 36 | 7 | 15.2% |
| Catawba County | 26 | 23 | 2 | 7.7% |
| Caldwell County | 25 | 21 | 2 | 8.0% |
| Burke County | 21 | 12 | 4 | 19.0% |
| Iredell County | 9 | 9 | 0 | 0.0% |
| Wilkes County | 3 | 3 | 0 | 0.0% |
| Lincoln County | 2 | 2 | 0 | 0.0% |
| McDowell County | 2 | 1 | 1 | 50.0% |
| Yadkin County | 2 | 1 | 0 | 0.0% |
| Forsyth County | 2 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 141 applications in 2025, of which 111 were originated and 16 denied.
11.4% of all applications, or 11.6% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Taylorsville Savings Bank's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology