Synergy One Lending in Maine vs the state
15.4%Denial rate-0.95 pts vs state
22.2%Decision denial rate+2.14 pts vs state
53.9%Origination rate-8.32 pts vs state
6.75%Median rate-0.13 pts vs state
0.35Rate spread (pts)+0.02 pts vs state
$117kMedian applicant income
7Loans originated
2Denied
What Synergy One Lending lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Synergy One Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 8 | 4 | 1 | 12.5% |
| Cumberland County | 3 | 2 | 1 | 33.3% |
| Androscoggin County | 1 | 1 | 0 | 0.0% |
| Oxford County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 13 applications in 2025, of which 7 were originated and 2 denied.
15.4% of all applications, or 22.2% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Synergy One Lending originated in Maine in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Synergy One Lending's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology