Superior National Bank in Michigan vs the state
3.1%Denial rate-15.41 pts vs state
3.5%Decision denial rate-19.11 pts vs state
86.2%Origination rate+26.34 pts vs state
6.63%Median rate-0.13 pts vs state
0.24Rate spread (pts)-0.16 pts vs state
$110kMedian applicant income
720Loans originated
26Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 785 | 660 | 3.2% | 7.00% | #84 |
| 2024 | 754 | 633 | 2.3% | 6.99% | #88 |
| 2025 | 835 | 720 | 3.1% | 6.63% | #86 |
What Superior National Bank lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Superior National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 288 | 244 | 3 | 1.0% |
| Macomb County | 145 | 133 | 2 | 1.4% |
| Houghton County | 111 | 102 | 2 | 1.8% |
| Wayne County | 79 | 65 | 7 | 8.9% |
| Baraga County | 42 | 32 | 5 | 11.9% |
| Kent County | 28 | 24 | 0 | 0.0% |
| St. Clair County | 16 | 15 | 1 | 6.3% |
| Ottawa County | 14 | 11 | 0 | 0.0% |
| Washtenaw County | 13 | 12 | 1 | 7.7% |
| Lapeer County | 12 | 11 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 835 applications in 2025, of which 720 were originated and 26 denied.
3.1% of all applications, or 3.5% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Superior National Bank originated in Michigan in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Superior National Bank's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology