Superior Credit Union in Kentucky vs the state
12.8%Denial rate-5.99 pts vs state
16.7%Decision denial rate-6.82 pts vs state
61.5%Origination rate+3.50 pts vs state
6.19%Median rate-0.56 pts vs state
-0.13Rate spread (pts)-0.44 pts vs state
$113kMedian applicant income
24Loans originated
5Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 11 | 5.6% | 6.89% | #328 |
| 2024 | 29 | 12 | 6.9% | 7.65% | #299 |
| 2025 | 39 | 24 | 12.8% | 6.19% | #287 |
What Superior Credit Union lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Superior Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kenton County | 14 | 11 | 0 | 0.0% |
| Campbell County | 12 | 9 | 0 | 0.0% |
| Mason County | 3 | 1 | 2 | 66.7% |
| Boone County | 3 | 2 | 1 | 33.3% |
| Jessamine County | 1 | 0 | 0 | 0.0% |
| Pulaski County | 1 | 1 | 0 | 0.0% |
| Fleming County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 39 applications in 2025, of which 24 were originated and 5 denied.
12.8% of all applications, or 16.7% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Superior Credit Union originated in Kentucky in 2025 was 6.19%, against a statewide median of 6.75%.
About this data. Figures are Superior Credit Union's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology