Sun West Mortgage Company in New Jersey vs the state
13.0%Denial rate-4.73 pts vs state
15.7%Decision denial rate-7.32 pts vs state
52.2%Origination rate-3.52 pts vs state
6.13%Median rate-0.63 pts vs state
0.20Rate spread (pts)-0.09 pts vs state
$139kMedian applicant income
169Loans originated
42Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 211 | 110 | 21.3% | 6.63% | #178 |
| 2024 | 196 | 96 | 19.4% | 6.56% | #196 |
| 2025 | 324 | 169 | 13.0% | 6.13% | #156 |
What Sun West Mortgage Company lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 51 | 21 | 9 | 17.6% |
| Essex County | 42 | 21 | 9 | 21.4% |
| Ocean County | 26 | 12 | 4 | 15.4% |
| Burlington County | 24 | 15 | 3 | 12.5% |
| Monmouth County | 21 | 10 | 2 | 9.5% |
| Union County | 21 | 6 | 5 | 23.8% |
| Mercer County | 18 | 10 | 0 | 0.0% |
| Camden County | 17 | 13 | 1 | 5.9% |
| Bergen County | 17 | 9 | 3 | 17.6% |
| Morris County | 15 | 12 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 324 applications in 2025, of which 169 were originated and 42 denied.
13.0% of all applications, or 15.7% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Sun West Mortgage Company originated in New Jersey in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology