Sun West Mortgage Company in Indiana vs the state
12.8%Denial rate-3.81 pts vs state
14.5%Decision denial rate-5.61 pts vs state
57.1%Origination rate-5.11 pts vs state
6.25%Median rate-0.50 pts vs state
0.14Rate spread (pts)-0.23 pts vs state
$88kMedian applicant income
112Loans originated
25Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 48 | 19.4% | 6.50% | #256 |
| 2024 | 161 | 81 | 20.5% | 6.38% | #214 |
| 2025 | 196 | 112 | 12.8% | 6.25% | #205 |
What Sun West Mortgage Company lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 40 | 23 | 3 | 7.5% |
| Lake County | 33 | 20 | 5 | 15.2% |
| Porter County | 15 | 11 | 2 | 13.3% |
| Hamilton County | 14 | 11 | 1 | 7.1% |
| Johnson County | 11 | 7 | 2 | 18.2% |
| Hendricks County | 7 | 3 | 1 | 14.3% |
| Vanderburgh County | 7 | 3 | 2 | 28.6% |
| Madison County | 6 | 4 | 1 | 16.7% |
| Hancock County | 6 | 4 | 0 | 0.0% |
| Elkhart County | 5 | 3 | 1 | 20.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 196 applications in 2025, of which 112 were originated and 25 denied.
12.8% of all applications, or 14.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Sun West Mortgage Company originated in Indiana in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology