Sun West Mortgage Company in Georgia vs the state
14.0%Denial rate-5.21 pts vs state
16.6%Decision denial rate-8.43 pts vs state
46.9%Origination rate-7.23 pts vs state
6.00%Median rate-0.63 pts vs state
0.11Rate spread (pts)-0.16 pts vs state
$88kMedian applicant income
358Loans originated
107Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 227 | 94 | 25.6% | 6.38% | #210 |
| 2024 | 522 | 215 | 19.0% | 6.00% | #142 |
| 2025 | 764 | 358 | 14.0% | 6.00% | #113 |
What Sun West Mortgage Company lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 55 | 18 | 10 | 18.2% |
| DeKalb County | 54 | 24 | 6 | 11.1% |
| Gwinnett County | 49 | 24 | 10 | 20.4% |
| Henry County | 48 | 19 | 7 | 14.6% |
| Clayton County | 44 | 20 | 8 | 18.2% |
| Cobb County | 33 | 21 | 5 | 15.2% |
| Douglas County | 30 | 11 | 7 | 23.3% |
| Newton County | 28 | 12 | 1 | 3.6% |
| Paulding County | 19 | 15 | 1 | 5.3% |
| Chatham County | 18 | 6 | 4 | 22.2% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 764 applications in 2025, of which 358 were originated and 107 denied.
14.0% of all applications, or 16.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Sun West Mortgage Company originated in Georgia in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology