Sun West Mortgage Company in California vs the state
11.1%Denial rate-6.33 pts vs state
13.0%Decision denial rate-9.43 pts vs state
55.5%Origination rate-0.67 pts vs state
6.13%Median rate-0.50 pts vs state
0.06Rate spread (pts)-0.21 pts vs state
$143kMedian applicant income
1,697Loans originated
339Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,878 | 940 | 20.0% | 6.50% | #84 |
| 2024 | 2,257 | 1,208 | 14.1% | 6.25% | #76 |
| 2025 | 3,056 | 1,697 | 11.1% | 6.13% | #67 |
What Sun West Mortgage Company lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 569 | 295 | 73 | 12.8% |
| Riverside County | 509 | 277 | 57 | 11.2% |
| San Bernardino County | 361 | 188 | 47 | 13.0% |
| San Diego County | 270 | 157 | 23 | 8.5% |
| Orange County | 172 | 99 | 14 | 8.1% |
| Sacramento County | 151 | 89 | 16 | 10.6% |
| San Joaquin County | 100 | 61 | 12 | 12.0% |
| Alameda County | 98 | 64 | 6 | 6.1% |
| Kern County | 92 | 46 | 13 | 14.1% |
| Fresno County | 80 | 49 | 9 | 11.3% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 3,056 applications in 2025, of which 1,697 were originated and 339 denied.
11.1% of all applications, or 13.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Sun West Mortgage Company originated in California in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology