Success Lending · Maryland · 2025

Success Lending in Maryland: approval rate, denial rate and rates (2025)

Success Lending took 91 mortgage applications in Maryland in 2025, ranking #244 of 810 lenders active in the state. It originated 68.1% of them and denied 13.2% (16.2% of the applications it decided), against a statewide denial rate of 18.8%.

91Applicationsin MD
16.2%Decision denial ratestate 24.1%
6.56%Median ratestate 6.63%
$265,000Median loanstate $265,000
$17MVolume11 counties

Success Lending in Maryland vs the state

13.2%Denial rate-5.61 pts vs state
16.2%Decision denial rate-7.91 pts vs state
68.1%Origination rate+12.42 pts vs state
6.56%Median rate-0.06 pts vs state
0.40Rate spread (pts)+0.15 pts vs state
$102kMedian applicant income
62Loans originated
12Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024231313.0%6.38%#395
2025916213.2%6.56%#244

What Success Lending lends in Maryland

By loan purpose

Home purchase 80 88% · 13.8% denied
Refinance 4 4% · 0.0% denied
Cash-out refinance 6 7% · 0.0% denied
Home improvement 1 1% · 100.0% denied

By loan type

Conventional 38 42% · 7.9% denied
FHA 43 47% · 14.0% denied
VA 8 9% · 37.5% denied
USDA / RHS 2 2% · 0.0% denied

Why it denied Maryland applicants

Incomplete application 7 58%
Credit history 3 25%
Unverifiable information 1 8%
Debt-to-income ratio 1 8%

Where in Maryland

Counties with the most Success Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Wicomico County 45307 15.6%
Somerset County 1893 16.7%
Worcester County 14120 0.0%
Dorchester County 540 0.0%
St. Mary's County 220 0.0%
Calvert County 211 50.0%
Anne Arundel County 110 0.0%
Baltimore County 110 0.0%
Garrett County 101 100.0%
Charles County 110 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 91 applications in 2025, of which 62 were originated and 12 denied.

13.2% of all applications, or 16.2% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Success Lending originated in Maryland in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Success Lending's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology