Stock Yards Bank & Trust in Florida vs the state
9.7%Denial rate-11.38 pts vs state
11.5%Decision denial rate-15.70 pts vs state
74.2%Origination rate+21.50 pts vs state
6.47%Median rate-0.15 pts vs state
-0.04Rate spread (pts)-0.31 pts vs state
$240kMedian applicant income
23Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 18 | 15.4% | 6.61% | #765 |
| 2024 | 25 | 19 | 0.0% | 6.99% | #729 |
| 2025 | 31 | 23 | 9.7% | 6.47% | #682 |
What Stock Yards Bank & Trust lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Stock Yards Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 9 | 8 | 1 | 11.1% |
| Collier County | 4 | 2 | 1 | 25.0% |
| Palm Beach County | 3 | 3 | 0 | 0.0% |
| Pinellas County | 3 | 2 | 0 | 0.0% |
| Charlotte County | 2 | 2 | 0 | 0.0% |
| Walton County | 2 | 1 | 0 | 0.0% |
| Broward County | 2 | 1 | 1 | 50.0% |
| Martin County | 1 | 1 | 0 | 0.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Okaloosa County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 31 applications in 2025, of which 23 were originated and 3 denied.
9.7% of all applications, or 11.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Stock Yards Bank & Trust originated in Florida in 2025 was 6.47%, against a statewide median of 6.63%.
About this data. Figures are Stock Yards Bank & Trust's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology