Stifel Bank and Trust in Florida vs the state
2.9%Denial rate-18.19 pts vs state
3.3%Decision denial rate-23.99 pts vs state
84.4%Origination rate+31.70 pts vs state
6.00%Median rate-0.63 pts vs state
0.00Rate spread (pts)-0.27 pts vs state
$314kMedian applicant income
265Loans originated
9Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 283 | 232 | 2.1% | 6.00% | #326 |
| 2024 | 276 | 236 | 2.9% | 6.38% | #332 |
| 2025 | 314 | 265 | 2.9% | 6.00% | #298 |
What Stifel Bank and Trust lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 45 | 38 | 1 | 2.2% |
| Lee County | 33 | 30 | 2 | 6.1% |
| Collier County | 24 | 22 | 0 | 0.0% |
| Sarasota County | 20 | 20 | 0 | 0.0% |
| Pinellas County | 18 | 15 | 0 | 0.0% |
| Miami-Dade County | 18 | 13 | 0 | 0.0% |
| Manatee County | 17 | 15 | 0 | 0.0% |
| Broward County | 16 | 14 | 0 | 0.0% |
| Escambia County | 12 | 9 | 0 | 0.0% |
| Walton County | 9 | 9 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 314 applications in 2025, of which 265 were originated and 9 denied.
2.9% of all applications, or 3.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Stifel Bank and Trust originated in Florida in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology