Stg Mortgage · Kansas · 2025

Stg Mortgage in Kansas: approval rate, denial rate and rates (2025)

Stg Mortgage took 11 mortgage applications in Kansas in 2025, ranking #343 of 766 lenders active in the state. It originated 45.5% of them and denied 9.1% (14.3% of the applications it decided), against a statewide denial rate of 15.0%.

11Applicationsin KS
14.3%Decision denial ratestate 18.3%
6.38%Median ratestate 6.63%
$265,000Median loanstate $165,000
$1.4MVolume4 counties

Stg Mortgage in Kansas vs the state

9.1%Denial rate-5.94 pts vs state
14.3%Decision denial rate-3.99 pts vs state
45.5%Origination rate-18.37 pts vs state
6.38%Median rate-0.25 pts vs state
0.27Rate spread (pts)-0.03 pts vs state
$156kMedian applicant income
5Loans originated
1Denied

What Stg Mortgage lends in Kansas

By loan purpose

Home purchase 7 64% · 14.3% denied
Refinance 1 9% · 0.0% denied
Cash-out refinance 3 27% · 0.0% denied

By loan type

Conventional 10 91% · 0.0% denied
FHA 1 9% · 100.0% denied

Why it denied Kansas applicants

Debt-to-income ratio 1 100%

Where in Kansas

Counties with the most Stg Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 520 0.0%
Sedgwick County 311 33.3%
Coffey County 210 0.0%
Douglas County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 11 applications in 2025, of which 5 were originated and 1 denied.

9.1% of all applications, or 14.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Stg Mortgage originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Stg Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology