Staunton Financial · Kansas · 2025

Staunton Financial in Kansas: approval rate, denial rate and rates (2025)

Staunton Financial took 14 mortgage applications in Kansas in 2025, ranking #331 of 766 lenders active in the state. It originated 92.9% of them and denied 7.1% (7.1% of the applications it decided), against a statewide denial rate of 15.0%.

14Applicationsin KS
7.1%Decision denial ratestate 18.3%
6.25%Median ratestate 6.63%
$235,000Median loanstate $165,000
$4.0MVolume4 counties

Staunton Financial in Kansas vs the state

7.1%Denial rate-7.89 pts vs state
7.1%Decision denial rate-11.14 pts vs state
92.9%Origination rate+29.04 pts vs state
6.25%Median rate-0.38 pts vs state
0.28Rate spread (pts)-0.02 pts vs state
$84kMedian applicant income
13Loans originated
1Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024550.0%6.75%#401
202514137.1%6.25%#331

What Staunton Financial lends in Kansas

By loan purpose

Home purchase 12 86% · 8.3% denied
Refinance 1 7% · 0.0% denied
Cash-out refinance 1 7% · 0.0% denied

By loan type

Conventional 6 43% · 16.7% denied
FHA 4 29% · 0.0% denied
VA 4 29% · 0.0% denied

Why it denied Kansas applicants

Collateral 1 100%

Where in Kansas

Counties with the most Staunton Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 10100 0.0%
Johnson County 211 50.0%
Butler County 110 0.0%
Geary County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 14 applications in 2025, of which 13 were originated and 1 denied.

7.1% of all applications, or 7.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Staunton Financial originated in Kansas in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Staunton Financial's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology