Skyrock Mortgage in New Jersey vs the state
0.8%Denial rate-16.93 pts vs state
1.0%Decision denial rate-22.10 pts vs state
79.1%Origination rate+23.41 pts vs state
6.63%Median rate-0.13 pts vs state
0.16Rate spread (pts)-0.12 pts vs state
$170kMedian applicant income
208Loans originated
2Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 244 | 204 | 0.0% | 6.88% | #169 |
| 2025 | 263 | 208 | 0.8% | 6.63% | #171 |
What Skyrock Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Skyrock Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 105 | 83 | 0 | 0.0% |
| Monmouth County | 63 | 57 | 0 | 0.0% |
| Passaic County | 47 | 37 | 1 | 2.1% |
| Bergen County | 21 | 14 | 1 | 4.8% |
| Essex County | 9 | 6 | 0 | 0.0% |
| Morris County | 5 | 2 | 0 | 0.0% |
| Union County | 4 | 4 | 0 | 0.0% |
| Middlesex County | 3 | 2 | 0 | 0.0% |
| Sussex County | 2 | 1 | 0 | 0.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 263 applications in 2025, of which 208 were originated and 2 denied.
0.8% of all applications, or 1.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Skyrock Mortgage originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Skyrock Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology