Siouxland Federal Credit Union in Nebraska vs the state
12.2%Denial rate-0.33 pts vs state
14.3%Decision denial rate-0.85 pts vs state
70.7%Origination rate+3.45 pts vs state
5.99%Median rate-0.63 pts vs state
0.04Rate spread (pts)-0.18 pts vs state
$87kMedian applicant income
58Loans originated
10Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 75 | 56 | 22.7% | 7.00% | #97 |
| 2024 | 73 | 51 | 20.6% | 6.88% | #108 |
| 2025 | 82 | 58 | 12.2% | 5.99% | #116 |
What Siouxland Federal Credit Union lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Siouxland Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dakota County | 63 | 46 | 7 | 11.1% |
| Douglas County | 6 | 3 | 1 | 16.7% |
| Dixon County | 5 | 4 | 0 | 0.0% |
| Burt County | 3 | 3 | 0 | 0.0% |
| Thurston County | 3 | 0 | 2 | 66.7% |
| Cedar County | 1 | 1 | 0 | 0.0% |
| Gage County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 82 applications in 2025, of which 58 were originated and 10 denied.
12.2% of all applications, or 14.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Siouxland Federal Credit Union originated in Nebraska in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Siouxland Federal Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology