Silver Hill Funding in Wisconsin vs the state
20.0%Denial rate+5.99 pts vs state
28.6%Decision denial rate+12.21 pts vs state
50.0%Origination rate-18.15 pts vs state
8.63%Median rate+2.00 pts vs state
—Rate spread (pts)
—Median applicant income
5Loans originated
2Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 7 | 27.3% | 7.88% | #457 |
| 2024 | 9 | 2 | 11.1% | 8.81% | #481 |
| 2025 | 10 | 5 | 20.0% | 8.63% | #489 |
What Silver Hill Funding lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 10 applications in 2025, of which 5 were originated and 2 denied.
20.0% of all applications, or 28.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Silver Hill Funding originated in Wisconsin in 2025 was 8.63%, against a statewide median of 6.63%.
About this data. Figures are Silver Hill Funding's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology